One tidy plan for couples in England & Wales who've agreed how to split things. Stage-by-stage tracker, per-stage checklists, mistakes-to-avoid callouts, plus the D81 Builder and Consent Order Online, everything you need to reach a sealed order without a solicitor.
The D81 is the court form that summarises the parties' financial position at the point the Consent Order is submitted. Getting it wrong is one of the most common reasons the court rejects a Consent Order. The builder walks you through Section 8 (capital position) row by row and auto-calculates every green cell.
The Consent Order is the legally binding document that formalises your financial settlement, without it, either party can come back years later and claim against the other. The tool generates the exact court-expected paragraphs, reviews them for consistency, and produces a Word document you sign and submit.
Straight after purchase, your stage tracker, checklists and Companion AI chat are ready. If you're not sure this is the right route, take the free Clarity Plan quiz first, it's included with every paid product and shows you which one fits your situation.
Six stages from separation to Final Order. Each stage has its own checklist, key actions, mistakes to avoid, and links to the exact HMCTS pages you need, so you're never guessing what comes next.
When you reach the financial settlement stage, the D81 Builder and Consent Order Online do the drafting for you. You enter the figures and pick outcomes; they output the paragraphs the court expects.
Sign the D81 and Consent Order, submit to the court alongside the £62 application fee, wait for sealing, then apply for your Final Order to complete the divorce.
I found Divorcecompanion to be an invaluable tool in helping me create a Consent Order. Before using Divorcecompanion I'd downloaded the 41 page 2.1 Financial remedy order which looked really complicated, so I'd envisaged putting together a consent order would take me at least a couple of weeks. Divorce companion did all the hard work for me and created a tailor-made Consent Order which perfectly fitted my needs. The level of service was impressive.
My ex and I had agreed everything between us so I thought the paperwork would be the easy bit, it really wasn't. I logged on out of curiosity and that's when I realised divorce and the financial settlement are two completely separate processes. I had no idea.
Not going to lie, I had no clue what Form E even was when my solicitor mentioned it. Started on the free Clarity plan just to get my bearings and it actually explained the whole process in plain English, wish I'd found it sooner.
I'm genuinely so impressed with this website. It's not only incredibly informative, but also feels so friendly and easy to navigate, something that's really important when you're going through a difficult time.
I've only just started using DivorceCompanion, but it's already taken a huge weight off my shoulders. The Clarity Plan showed straight away that my route was amicable and explained everything in simple, plain English.
No sign-up needed. Fill in a sample and see exactly what the paid tool would output.
Enter figures below and press Download PDF to see a pre-filled D81 generated in real time.
Form D81, Statement of Information
Section 8 preview, auto-calculates as you type
| 8. Money and property, Current capital position | |||
| Information should be correct at the time the statement is signed, BEFORE implementation of the proposed consent order. | |||
| Type | Applicant | Respondent | |
|---|---|---|---|
| A | Property 1, value after deducting mortgage(s) 💡 Use current market value minus outstanding mortgage balance | £ | £ |
| B | Other capital (savings, bank accounts, investments, ISAs etc.) 💡 Add up all balances across every sole and joint account | £ | £ |
| C | Total capital (A+B) (auto) | £ | £ |
| D | Liabilities (excluding mortgages, e.g. loans, overdrafts, credit cards) 💡 Total all debts in your sole name, mortgages go in Row A, not here | £ | £ |
| E | Net capital total excluding pensions (C minus D) (auto) | £ | £ |
| F | Pensions valuation, cash equivalent (CETV) 💡 Request your CETV from each pension provider, can take 6-12 weeks to arrive | £ | £ |
| G | PPF compensation valuation 💡 Only applies if a pension is in the Pension Protection Fund, leave blank if not applicable | £ | £ |
| H | Total capital (E + F + G) (auto) | £ | £ |
Notes | |||
Green fields auto-calculate, Download generates a pre-filled D81 PDF with Section 8 completed
No. The D8 (divorce application) is submitted directly on the government's MyHMCTS portal. The Amicable Bundle guides you to it, tells you what to enter and what to have ready, and flags the common pitfalls, but the application itself is filed on gov.uk.
If disclosure is required or the numbers aren't agreed, you'll likely need Form E first. Try the Form E Online (£99) to prepare disclosure, then come back to the Amicable Bundle for the settlement.
The court's no-fault process has a mandatory 20-week reflection period plus a 6-week wait between Conditional and Final Order, around 6–8 months total. Reaching a financial agreement and getting the Consent Order sealed can be done in parallel.
No. The whole process is designed to be completed without one. If your finances are complex or you're unsure about a specific clause, one-off legal advice on the drafted order is usually enough.
Court fees are separate: the divorce application costs £628 and the Consent Order application costs £62. These are paid directly to HMCTS, not to DivorceCompanion.
No. Scotland and Northern Ireland have different divorce law, so the plan is for England & Wales only.
Yes, see our Money Back Guarantee page for the full terms.
One purchase, everything you need to reach a sealed Consent Order and Final Order, without a solicitor.
Each tool is built for a different point in the process. See which of these fits your situation.
Guided Form E financial disclosure across all 28 sections, with auto-calculated totals and a court-ready PDF.
Legally worded Consent Order drafted from your answers, with AI Assisted Review and a court-ready Word document.
We use essential cookies to keep you logged in and remember your progress. We also use analytics cookies to improve the experience. Cookie Policy