Estimate how a UK court might divide your marital assets, based on the Section 25 factors judges actually use — not a naïve 50/50 split. Change any input to see the range update live.
Combined assets to be divided. Enter net values.
Current income plus a realistic 2–3-year earning capacity — Section 25 requires both.
Length matters — long marriages tilt toward equal sharing.
Housing the children is the court's first concern.
Only tick if genuinely relevant.
A fair split only becomes legally binding through a court-sealed Consent Order.
Indicative only. Not a legal or actuarial calculation. Individual cases turn on their facts — especially where there are business assets, disability, conduct, or overseas property.
In England & Wales the starting point for financial settlement isn't a formula — it's Section 25 of the Matrimonial Causes Act 1973. It lists eight factors a judge must weigh, and needs come first (housing, income, children) before equal sharing.
For any of the above, get one-off legal advice before finalising. A £150–300 consultation with a family law solicitor is much cheaper than getting the split wrong.
Section 25(a) of the Matrimonial Causes Act 1973 requires courts to consider each party's income and earning capacity — what they could realistically earn in the foreseeable future. A parent who reduced hours to raise children has a lower current income but often a substantial earning capacity once the children are older. Courts don't lock either party into today's number.
Leave the earning-capacity field blank if it matches current income. Fill it in if either party is currently underemployed, on career break, or in a temporary income dip.
No. 50/50 is a starting point in longer marriages, but it's frequently adjusted for housing needs, income disparity, or the presence of children living with one party. Very short marriages, non-marital contributions, and unmet needs can move the split well away from equal.
Yes. Pensions are marital assets and are almost always included, valued using their Cash Equivalent Transfer Value (CETV). A CETV can understate a defined-benefit pension's real value — for large final-salary pensions, an actuary's report may be needed.
The pre-marriage contribution can be argued as non-matrimonial, especially in shorter marriages. In longer marriages the home is usually treated as matrimonial regardless, because the family has built its life around it.
A written agreement between spouses is not enforceable on its own. To bind the terms legally, both parties sign a Consent Order and file it with the court alongside Form D81 and a £62 fee. Once sealed by a judge, it's a court order — enforceable and permanent. See our Consent Order guide.
No. Everything runs in your browser. Nothing is saved, sent, or logged. Refresh the page and it's gone.
It starts at 50/50 and applies tilts based on the Section 25 factors: income disparity, children's primary carer, non-marital contributions, housing shortfall, marriage length. The range width reflects genuine judicial discretion — courts can and do reach different decisions on the same facts.
A fair split is only enforceable once a judge seals it. Consent Order Online drafts the legally worded Consent Order in Word format, with two free AI Assisted Reviews before you buy.
See Consent Order Online (£99)We use essential cookies to keep you logged in and remember your progress. We also use analytics cookies to improve the experience. Cookie Policy